# My Financial Future

> My Financial Future is a UK financial-planning web app that helps individuals and
> couples model their long-term finances: retirement and pension projections,
> tax (Income Tax, National Insurance, Capital Gains, Inheritance Tax),
> investment growth, property and buy-to-let, debt repayment, and scenario
> planning. It also offers free public calculators that need no account.

## About

- [Home](https://www.myfinancialfuture.uk/): What the tool does and who it is for.
- [How it works](https://www.myfinancialfuture.uk/how-it-works): The planning process end to end.
- [Features](https://www.myfinancialfuture.uk/features): Full list of planning and projection features.
- [Behind the numbers](https://www.myfinancialfuture.uk/behind-the-numbers): How the projection engine and assumptions work.
- [Pricing](https://www.myfinancialfuture.uk/pricing): Free and premium plans.
- [About](https://www.myfinancialfuture.uk/about): The company and mission.

## Free calculators and tools (no account required)

- [Savings growth simulator](https://www.myfinancialfuture.uk/savings-growth-simulator): Project how regular savings and investments grow over time.
- [Compound interest calculator](https://www.myfinancialfuture.uk/compound-interest): Model compound growth on lump sums and contributions.
- [Investment comparison](https://www.myfinancialfuture.uk/investment-comparison): Compare investment return scenarios.
- [Mortgage comparison](https://www.myfinancialfuture.uk/mortgage-comparison): Compare mortgage options and repayments.
- [FIRE calculator](https://www.myfinancialfuture.uk/fire-calculator): Estimate the path to financial independence / early retirement.
- [Housing plans](https://www.myfinancialfuture.uk/housing-plans): Rent vs buy and housing-cost analysis.
- [Market downturn](https://www.myfinancialfuture.uk/market-downturn): See how a market downturn affects a plan.
- [University vs work](https://www.myfinancialfuture.uk/higher-education-vs-work): Compare the financial outcomes of higher education vs working.
- [All financial tools](https://www.myfinancialfuture.uk/financial-tools): Index of every calculator.

## Trust and support

- [FAQ](https://www.myfinancialfuture.uk/faq): Common questions about the tool.
- [Reviews](https://www.myfinancialfuture.uk/testimonials): What users say.
- [Contact](https://www.myfinancialfuture.uk/contact): How to get in touch.
- [Data encryption](https://www.myfinancialfuture.uk/data-encryption): How user financial data is encrypted and protected.

## Notes

- Scope: UK tax rules for England, Wales and Northern Ireland (Scottish income-tax
  bands are not modelled).
- This is a planning and educational tool, not regulated financial advice.
- Account dashboards, saved profiles and admin areas are private and not for crawling.